About Ladder7

Ethics & Integrity are the hallmarks of our professional dealings which engenders Trust. We offer financial advice to ride ourselves on working alongside clients to ensure that they experience clarity & peace of mind which only comes when one knows that their future is secure.

Ladder7 Financial Advisories is a Mumbai based Professional Financial Planning & wealth advisory firm, offering fee-only planning & advisory services for families/ individuals. Ladder7 has been founded by Suresh Sadagopan – a pioneer & a leader in the Financial advisory space.

He is registered with SEBI as an Investment Adviser. Ladder7 have evolved into an eminent, well-regarded financial planning & wealth advisory firm that is trusted for their professional competence, relied on for the top quality of advisories and depended upon due to their integrity, ethics & trustworthiness. Ladder7 has become a leading, respected player in the financial planning & wealth advisory space in India.

We have been in the field of financial advisories since 2004 making us one of the most experienced financial planners / advisors in the country. Ladder7 FA specializes in offering detailed & holistic Financial Planning / advisory services to our clients, in India / worldwide, with help from technology.

Ladder7's Financial Planning Team, based in Mumbai.
Suresh Sadagopan, the Founder of Ladder7, is registered as Investment Adviser with SEBI. This is his team.

How Ladder7 came to be?

It has been a fulfilling and eventful journey at Ladder7 where we learned a lot along the way. We experimented in terms of advisory service offerings as there was not much to go by when we started ( we were one of the first ones to offer financial planning / advisory services ).

We listened to clients. They were the ones who helped us with lots of ideas. They let us know their pain points around which we started building solutions. This resulted in advisory offerings which were aligned to the client’s needs and hence were well received, when we introduced them. Our Comprehensive Planning & Advisory engagement that we offer today has come out of this evolutionary journey.

The other thing which shaped our thinking were practices & ideas which we came across in books / publications, written by global planning community. Seminars, both national & international, helped in seeding new ideas & in updating our existing services.  Along the way, we also qualified with further credentials on Estate Planning as well as on Life Planning, which further helped us to offer specialised services to our clients.

The advisory journey

It has been a fulfilling and eventful journey at Ladder7 where we learned a lot along the way. We experimented in terms of advisory service offerings as there was not much to go by when we started ( we were one of the first ones to offer financial planning / advisory services ).

We listened to clients. They were the ones who helped us with lots of ideas. They let us know their pain points around which we started building solutions. This resulted in advisory offerings which were aligned to the client’s needs and hence were well received, when we introduced them. Our Comprehensive Planning & Advisory engagement that we offer today has come out of this evolutionary journey.

The other thing which shaped our thinking were practices & ideas which we came across in books / publications, written by global planning community. Seminars, both national & international, helped in seeding new ideas & in updating our existing services.  Along the way, we also qualified with further credentials on Estate Planning as well as on Life Planning, which further helped us to offer specialised services to our clients.

Why we chose Financial Planning as a profession ?

Financial Planning is a noble profession, much like a doctor’s profession. A good financial planner can turn around the fortunes for the clients and their families.

Most people are not managing their finances well, even though they are earning quite well. They also commit lots of blunders along the way, which set them back by years. This happens all the time.  People are hence worried about their future and they feel helpless.

It is here that a good financial planner can help clients. At Ladder7, we understand the unique situation & goals of the client, analyse them, consider strategies / alternatives to achieve their ends, take into account the client specific information like family situation, risk profile, number of years of working life, when their goals are coming up, liquidity & tenure needs, taxation considerations etc.  

Based on all these would come the right allocation of assets to meet their needs, a complete overhaul of existing portfolio as well as appropriate insurances to protect the family. While getting here, we would have discussed with our client throughout and would have taken their inputs along the way to build a neat, custom-tailored plan. This is a blueprint for the client to follow in their quest for financial freedom.

Raison d'être

Our very existence is predicated by our interest in doing meaningful work for people at large, in managing their finances & shaping the life itself they are building ahead for themselves. The work we do is as truly fulfilling & profoundly impactful, as it can get. We strive to do the best we can for our clients; we are literally part of their lives.

In this journey with our clients, we feel deep responsibility towards their family and the work to ensure the successful outcomes they seek. Ethics & Integrity is ingrained into this deeply engaging relationship with our clients, where our clients literally trust us with their lives. That is hence a part of our DNA itself. Ethics & Integrity are the bedrock on which are built the enduring relationships we build with the mortar of Trust.

It’s a truly wonderful feeling, shaping the lives of people and making a positive difference in their lives.

Registered Investment Adviser

As a logical progression in this profession, Ladder7 chose to transform itself further.  A watershed regulation from SEBI came about in 2013, which wants to create a new class of advisors who are truly client-centric. This regulation stipulates a Fiduciary standard of care towards clients. Fiduciary standard is the highest standard of care where the advisor would only provide advice which are in their client’s best interests.

Suresh Sadagopan, the Founder of Ladder7, is registered with SEBI as Investment Adviser (RIA) under it’s regulations and the advisory staff are his representatives. This is a stringent regulation that allows the Advisor to only charge fees from clients and not receive any commissions/ incentives/ brokerage from product distribution.

The regulation also enforces stringent compliance, year-end process audits, higher standards of education/ experience & certification, fiduciary responsibility to clients, robust processes for ensuring proper risk alignment, suitability of products recommended etc.

We are working on a fee-only charge model for Financial Planning. This ensures that the advice dispensed is conflict free, client-centric & unbiased.

A professional team to back you

We have an expert team consisting of well trained, qualified & competent financial planners, who are CFP certificants, to offer high quality advisory inputs after clear understanding of client needs. Our advice is offered after  incisive analysis & with the aid of strategic inputs from all planners involved, to ensure that we deliver clarity & outstanding value to our clients.

We have adequate experience in handling diverse client situations and have a team of experienced Financial Planners who have the CFP certification or have completed the education requirements in the program. We would hence be able to offer appropriate, client centric advice after due consideration of their requirements, personal situation and after detailed analysis & deliberations. Our clients can leverage our experience & expertise to access well suited advice, in their situation.

We also provide specialised Retirement Planning & asset allocation advice to setup our clients for a well funded retirement. This is proving to be one of the sought after advisory areas and we have deep expertise here.

Advice delivery & engagement

We work from our office in Navi Mumbai and handle clients  across India, in places like Mumbai, Chennai, Bangalore (Bengaluru), Kolkata, Ahmedabad, Pune, Hyderabad, Delhi, & even from many smaller towns & cities.

We work with NRIs too from places like Singapore, Hong Kong, Malaysia, Bahrain, Kuwait, Nigeria etc. We use technology to help us service our clients, during our planning interactions and beyond. With technology, we are able to give our clients an immersive experience, as they would have in a face to face interaction.

Whom do we best serve

Those in service & professionals are our focus group. We can serve these people best, over their entire lifecycle. You could trust us to do the right thing by you, as we swear by two cornerstone principles – ethics & integrity. Clients have found us to be trustworthy, dependable, ethical & professionally top-notch. Our client testimonials speak for themselves. We are looking for long-term, win – win relationships with all our clients.

Come to us for your Success Planned!

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