Ladder7 Financial Advisories is a Mumbai (Bombay), India based Professional Financial Planning & wealth advisory firm, offering fee-only planning & advisory services for families/ individuals. Ladder7 has been founded by Suresh Sadagopan – a pioneer & a leader in the Financial advisory space.
He is registered with SEBI as an Investment Adviser. Ladder7 have evolved into an eminent, well-regarded financial planning & wealth advisory firm that is trusted for their professional competence, relied on for the top quality of advisories and depended upon due to their integrity, ethics & trustworthiness. Ladder7 has become a leading, respected player in the financial planning & wealth advisory space in India.
We have been in the field of financial advisories since 2004 making us one of the most experienced financial planners/advisors in the country. Ladder7 FA specializes in offering detailed & holistic Financial Planning/advisory services to our clients, in India / worldwide, with help from technology.
Suresh Sadagopan, the Founder of Ladder7, has followed the advisory model ever since he came into financial services fold in 2002. When he started his foray through insurance, he used to gather basic information from every client he met, analyse it & came up with recommendations of what the client could do. This approach was appreciated by clients at large.
He was greatly encouraged & enthused by the early success and wanted to build on this. Suresh came to know about a certification called Certified Financial Planner ( CFP ) in Dec 2003, which endows one with the knowledge & skills needed for a professional Financial Planning practice. This appealed to him tremendously and he immediately enrolled into it. He started his Financial Planning practice in July 2004 itself, when he was half-way into the course! Ladder7 Financial Advisories was born then. He completed the CFP Certification in 2005.
Choosing Financial Planning as a profession
Financial Planning is a noble profession, much like a doctor’s profession. A good financial planner can turn around the fortunes for the clients and their families.
Most people are not managing their finances well, even though they are earning quite well. They also commit lots of blunders along the way, which set them back by years. This happens all the time. People are hence worried about their future and they feel helpless.
It is here that a good financial planner can help clients. At Ladder7, we understand the unique situation & goals of the client, analyse them, consider strategies / alternatives to achieve their ends, take into account the client specific information like family situation, risk profile, number of years of working life, when their goals are coming up, liquidity & tenure needs, taxation considerations etc.
Based on all these would come the right allocation of assets to meet their needs, a complete overhaul of the existing portfolio as well as appropriate insurances to protect the family. While getting here, we would have discussed with our client throughout and would have taken their inputs along the way to build a neat, custom-tailored plan. This is a blueprint for the client to follow in their quest for financial freedom.
Our very existence is predicated by our interest in doing meaningful work for people at large, in managing their finances & shaping the life itself they are building ahead for themselves. The work we do is as truly fulfilling & profoundly impactful, as it can get. We strive to do the best we can for our clients; we are literally part of their lives.
In this journey with our clients, we feel deep responsibility towards their family and the work to ensure the successful outcomes they seek. Ethics & Integrity is ingrained into this deeply engaging relationship with our clients, where our clients literally trust us with their lives. That is hence a part of our DNA itself. Ethics & Integrity are the bedrock on which are built the enduring relationships we build with the mortar of Trust.
It’s a truly wonderful feeling, shaping the lives of people and making a positive difference in their lives.
Registered Investment Advisor
As a logical progression in this profession, Ladder7 chose to transform itself further. A watershed regulation from SEBI came about in 2013, which wants to create a new class of advisors who are truly client-centric. This regulation stipulates a Fiduciary standard of care towards clients. The fiduciary standard is the highest standard of care where the advisor would only provide advice which are in their client’s best interests.
Suresh Sadagopan, the Founder of Ladder7, is registered with SEBI as Investment Adviser (RIA) under its regulations and the advisory staff are his representatives. This is a stringent regulation that allows the Advisor to only charge fees from clients and not receive any commissions/ incentives/ brokerage from product distribution.
The regulation also enforces stringent compliance, year-end process audits, higher standards of education/ experience & certification, fiduciary responsibility to clients, robust processes for ensuring proper risk alignment, suitability of products recommended etc.
We are working on a fee-only charge model for Financial Planning. This ensures that the advice dispensed is conflict-free, client-centric & unbiased.
A professional team to back you
We have an expert team consisting of well trained, qualified & competent financial planners, who are CFP certificants, to offer high-quality advisory inputs after a clear understanding of client needs. Our advice is offered after incisive analysis & with the aid of strategic inputs from all planners involved, to ensure that we deliver clarity & outstanding value to our clients.
We have adequate experience in handling diverse client situations and have a team of experienced Financial Planners who have the CFP certification or have completed the education requirements in the program. We would hence be able to offer appropriate, client-centric advice after due consideration of their requirements, personal situation and after detailed analysis & deliberations. Our clients can leverage our experience & expertise to access well-suited advice, in their situation.
We also provide specialized Retirement Planning & asset allocation advice to set up our clients for a well-funded retirement. This is proving to be one of the sought after advisory areas and we have deep expertise here.
Advice delivery & engagement
We work from our office in Navi Mumbai and handle clients across India, in places like Mumbai, Chennai, Bangalore (Bengaluru), Kolkata, Ahmedabad, Pune, Hyderabad, Delhi, & even from many smaller towns & cities.
We work with NRIs too from places like Singapore, Hong Kong, Malaysia, Bahrain, Kuwait, Nigeria etc. We use technology to help us service our clients, during our planning interactions and beyond. With technology, we are able to give our clients an immersive experience, as they would have in a face to face interaction.
Whom do we best serve
Those in service & professionals are our focus group. We can serve these people best, over their entire lifecycle. You could trust us to do the right thing by you, as we swear by two cornerstone principles – ethics & integrity. Clients have found us to be trustworthy, dependable, ethical & professionally top-notch. Our client testimonials speak for themselves. We are looking for long-term, win-win relationships with all our clients.
Come to us for your Success Planned!