Uncategorized

The idea of passing on a legacy is something that parents always plan for. Inheritance typically happens after the lifetime of the parents. But nowadays, more parents are thinking about a different approach: giving some of their wealth to their kids while they’re still young adults.

Retirement is a golden period, often envisioned as a time for travel, hobbies, and relaxation. But this dream can quickly turn into a stressful reality if you haven’t planned financially.

When planning for anything, we should know what the end objective is without any true basis. We need to understand what we want to achieve and put in place a plan that helps to achieve that outcome. Such a plan will breakdown what needs to be done and in what sequence, so that the end objective is achieved.

Crypto assets have a polarising influence on people. There are sold-out fans who envisage a crypto led future, to skeptics who denounce Cryptos for the exaggerated sense of importance given to them without any true basis.

Investing is different in so many ways. Everywhere else, we learn first and then go ahead and use that knowledge or skill. For instance, we learn to drive first and then start driving. Same when we want to play an instrument.

Success means so many different things to people. Hence, there are different yardsticks for success. We tend to go with the popular, accepted measures of success and try to fit in. That could result in many of us aspiring for emblems of success that conform to societal expectations. Hence, what we consider as a measure of success may not square with what we would define as success, on our own!

Entrepreneurship has once again become a buzzword in the past decade or so. Startup has become a well-recognised term that has now come to symbolise the spirit of entrepreneurship. The top leadership, including PM Modi has been supportive of the startup culture.

Central Bank Digital Currency or CBDC is the new kid on the block. This is a digital currency ( eg. Digital Rupee ) issued by the Central bank of a country whose value will typically be equal to the fiat currency ( Rupee ) that is in the form of paper currency and coins.

The world loves property. It is considered to be a solid asset that does not easily lose value. In fact, many aver that real estate is the only asset that always goes up and gives great returns!

Gold has a long history of being a favourite investment, a store of value from time immemorial. It is seen as a good hedge against inflation. It is a rare metal, available in limited quantities which ensures that it retains a certain value always.