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Retirement means different things to different people. For some, it is the culmination of a lifetime of working & a chance to relax and take it easy. For others, retirement offers a chance to break the shackles that bound them to the desk & live a life that’s no longer monotonous & ordinary, is far more spontaneous, relaxed & vibrant.

There is a strong conviction among investors that investing directly into equity is going to offer them extremely high returns. There is also an equally strong opinion that Mutual Funds offer decent, though comparatively modest returns – especially compared to direct equity investment.

It is an article of faith that one should have one’s own residence as soon as possible. There is tremendous pressure in our society to have one’s own house as soon as possible to be considered as having arrived, settled.